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This site is not authorized by the New York State Department of Financial Services.

No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Arc Home LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS 81386.

4000 Midlantic Dr. Suite 102. Mount Laurel, NJ 08054

TURN TIMES

Wholesale
Turn Times Quoted in Business Days

Task Start time End Time Conv Govt Non-QM Access/Elite/Jumbo
      Purchase Refi Purchase Refi Purchase Refi
Loan Setup LE/ Initial Disclosures Out
Doc Check Fail
-or-
Loan Submitted
1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s)
Underwriting Loan Submitted Approved
-or-
Suspended
3 Day(s) 4 Day(s) 4 Day(s) 4 Day(s) 2 Day(s) 3 Day(s)
Pre-Doc QC
(Non-QM Only)
Pre-Doc QC
(Non-QM Only)
Approved
-or-
Suspended
-or-
Denied
-or-
Clear to Close
N/A N/A N/A N/A 2 Day(s) 2 Day(s)
Condition Review Condition Review Approved
-or-
Suspended
-or-
Denied
-or-
Clear to Close
4 Day(s) 4 Day(s) 4 Day(s) 4 Day(s) 3 Day(s) 4 Day(s)
Closing Docs Docs Ordered Date Docs Out Date 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s)
CD Requests CD Request Date (initial) CD Sent Date 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s)

Last Updated: 09/16/21
Delegated QM Turn Time (Business Days) 
  Purchase Refi
Loan Setup 1 Day(s) 1 Day(s)
Initial Credit Review (if applicable) 1 Day(s) 1 Day(s)
Initial Purchase Review 1 Day(s) 1 Day(s)
Purchase Review Condition 1 Day(s) 1 Day(s)

Last Updated: 09/16/21
Non-Delegated QM Turn Time (Business Days)  Non-QM Access/ Elite/ Jumbo Turn Time (Business Days)
  Purchase Refi Purchase Refi
Loan Setup 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s)
Underwriting - Initial Decision 1 Day(s) 1 Day(s) 2 Day(s) 3 Day(s)
Pre-Doc QC (Non-QM only) N/A N/A 1 Day(s) 1 Day(s)
Condition Review 2 Day(s) 2 Day(s) 2 Day(s) 3 Day(s)
Initial Purchase Review 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s)
Purchase Review Condition 1 Day(s) 1 Day(s) 1 Day(s) 1 Day(s)

Last Updated: 09/16/21

To be a respected multi-channel mortgage industry leader delivering exceptional service and a comprehensive array of traditional and specialty mortgage solutions. The customer experience is our first priority. We will delight our customers by empowering and training knowledgeable, helpful and friendly team members while providing an efficient process and competitive pricing.

Our Vision
September 16, 2021

Arc Home – Committed to Clear Communication

Turn Times Quoted in Business Days

Turn Times Quoted in Business Days

Fantastic Turn Times Through Month End!